Simple pricing
Start locally for free. Pay only when phone/laptop continuity is worth it.
Coffer
Freeforever
Track spending, import statements, and download backups from this device. A Coffer account is optional for local use and never uploads your financial data by itself.
- CSV import from any bank
- On-device AI categorization (WebGPU)
- Budgets, recurring detection, net worth tracking
- Download local backups whenever you want
- Saved locally, with an optional Coffer account
Coffer Cloud
New subscriptions paused$5when available
Keep the same encrypted Coffer on every device without turning Coffer access into permission to read your data.
- Everything in the free app
- Same encrypted Coffer on phone and laptop
- Works in any modern browser
- Browser-encrypted before upload — ciphertext only
- Cancel anytime — local copies keep working
New subscriptions are temporarily paused. Existing subscribers can activate access in Settings; the free local app keeps working.
If you sign in, your account identifies you. Your separate sync passphrase keeps the Cloud copy unreadable to Coffer.