Private monthly money review
Review every account without connecting your bank.
Import the statements your banks already provide. Coffer remembers each format, catches duplicates, and guides every new row through a monthly review. Your financial data stays in this browser unless you enable encrypted sync.
Monthly review
May 2026 · Ready to review
Spent
$4,074
Income
$8,466
Net
$4,392
Spending by category
81% categorized
Auto-pilot
351
trusted rules
Confirm
3
suggested matches
Decide
85
new activity
Local imports
sample-data-checking-q2.csv
30 transactions parsed locally
sample-data-rewards-card-q2.pdf
30 transactions parsed locally
Coffer Cloud
Encrypted sync off
Three clear review lanes
Trusted rules stay quiet. Suggestions take one tap. New activity waits for your decision before the month is done.
Your exit stays open
Download a backup any time. Subscribe only when you want encrypted sync on phone and desktop.
The first session should prove the product
From sample data to real review in one sitting.
Start without an account, or sign in if you want a familiar identity. Your files stay local, backups stay in your hands, and encrypted Cloud sync is optional.
Try sample
Open a populated local workspace before trusting Coffer with a file.
Import statement
Drop a CSV, OFX, QFX, or PDF export from your bank. No credential handoff.
Finish the month
Confirm suggestions, decide new activity, pair transfers, and reconcile balances.
Simple pricing
Start locally for free. Pay only when phone/laptop continuity is worth it.
Track spending, import statements, and download backups from this device. A Coffer account is optional for local use and never uploads your financial data by itself.
- CSV import from any bank
- On-device AI categorization (WebGPU)
- Budgets, recurring detection, net worth tracking
- Download local backups whenever you want
- Saved locally, with an optional Coffer account
Keep the same encrypted Coffer on every device without turning Coffer access into permission to read your data.
- Everything in the free app
- Same encrypted Coffer on phone and laptop
- Works in any modern browser
- Browser-encrypted before upload — ciphertext only
- Cancel anytime — local copies keep working
New subscriptions are temporarily paused. Existing subscribers can activate access in Settings; the free local app keeps working.
If you sign in, your account identifies you. Your separate sync passphrase keeps the Cloud copy unreadable to Coffer.
Frequently asked
How local use, backups, Cloud, and privacy fit together.